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What is a Short Sale?

By
Real Estate Broker/Owner with PaffordHomes.com, Corona CA

What is a Short Sale?  A short sale is when a person needs to sell their home, but they owe more to the lender or bank than the home will sell for in the market.

For example, a couple borrows $340k to purchase their home valued at $420k.  They may have taken out a "second" or home equity line of credit for $40K, and now they owe $380k.  A promotion at work requires them sell their home and move to another location.  Unfortunately, in today's market, their home may only bring in $320k ($60k less than what they owe).

This scenario means that the seller will have to sell their home "short" of the loan amount(s) owed to the lender(s), thus a Short Sale.

If you need to do a short sale and avoid foreclosure, use and experienced agent you can trust.  Please give us a call.  We work for you!

PaffordHomes.com   (951) 317-5571

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1~Judi Barrett
Idabel, OK

Phil and Celeste,

A good explanation for home owners as to what  a short sale is. 

Simple and to the point.

Let the complications be explained when and if they need to be explained.

Nov 26, 2010 12:13 PM
Cameron Novak
The Homefinding Center - 1000 Palms, CA
Real Estate Broker since 2008

Sounds like you guys are interested to help people.  You should consider joining the #1 SS Team in Southern California.  We offer our expertise in training short sale agents the best methods for negotiation and we've been established in your city for 15+ years.

Cheers.

Nov 26, 2010 09:32 PM