Confessions of a Short Sale Agent: I Already Hate Your Bank

Reblogger
Mortgage and Lending with iLoan - NMLS ID#4474 NMLS 79048

I absolutely love this author.  Just about every one of her posts leaves me in laughter.  Tni LeBlanc's blog is definitely one worth subscribing to.

Original content by Tni LeBlanc, Realtor®, J.D. Lic. #01871795

Confessions of a Short Sale Agent: I Already Hate Your Bank

I know you hate your bank.  They've taken you through hell.  You're thinking about:

•·         That crappy loan and the insane interest rate adjustment
•·         The no-doc loans they sold that sunk your neighborhood home values
•·         The robo-call reminders to make your payment on the 2nd of the month
•·         All that bail out money they got and the down payment you'll never get back
•·         The way they toyed with you about a loan modification

So now you are thinking of a short sale and you think no one could hate your bank more.  But, you're wrong.  I hate your bank, already.  Although you hate your bank, you can't possibly hate them more than me.  I hate them all day long.  You go to work, come home, and hate your bank at night and on the weekends.  But not me, I wake up in the morning, and I hate your bank.   I go to bed at night, and I hate your bank. 

And, I especially hate your bank during business hours.  You know how they said they lost your paperwork?  When they pull the same thing during your short sale, I'll be right there, hating them for you.  I can re-fax it to all of their 15 secret fax numbers with the flick of my wrist.  I can call back tomorrow and the next day with my date stamped fax receipt.  When they incorrectly value your home, I can flood them with a slew of market information that will make them shudder.  When they make a short sale offer that does not relieve you of all personal responsibility for the debt, I'll let them know how we do things in California.  And why?  Because I hate them - - that's what I do. 

I already know what they've done to your friend, your neighbor, and to you.  And, although the bank loves dealing with you, they hate dealing with me.  Because, they know I hate them, already. . .

Tni LeBlanc, Mint Properties
Broker/Attorney, Short Sale Agent
CA DRE License # 01871795
(805) 878-9879

Serving Santa Maria, Orcutt, Nipomo, Los Alamos, Santa Ynez, Los Olivos, Solvang, Buellton, Lompoc, Arroyo Grande, Grover Beach, Pismo Beach, and Avila Beach.

Recent Post:  4 Biggest Mistakes Short Sale Sellers Make - Featured!

*Nothing in this article is intended to solicit listings currently under contract with another broker. Those considering a short sale are advised to consult with their own attorney for legal advice, and their tax professional for tax advice prior to entering into a short sale listing agreement - this article does not offer legal and tax advice.

Copyright © Tni LeBlanc 2010 *Confessions of a Short Sale Agent: I Already Hate Your Bank*

Posted by

Charles Dailey - Branch Manager, Loan Officer, Certified Military Housing Specialist - iLoan - NMLS ID# 79048 -  612.234.7283 - charles@charlesdailey.com


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Comments (5)

Cameron Novak
The Homefinding Center - Corona, CA
Featured Corona Real Estate Agent Team

I agree Charles, Tni is a terrific writer as well as a knowledgeable real estate professional.  I look forward to her posts.

Nov 27, 2010 06:56 PM
Dan Edward Phillips
Dan Edward Phillips - Eureka, CA
Realtor and Broker/Owner

Good Morning Charles, excellent post, thank you for putting it back up.

Nov 27, 2010 08:49 PM
James Harner
Considering Selling Your Home? Call 610-310-7646 first - Royersford, PA
James Harner Group - Philadelphia PA Real Estate

You're right, Charles! I enjoy her thoughts and courage. Thanks for reblogging!

Nov 27, 2010 09:10 PM
Paul Lesieur
203kloanmn - North Oaks, MN

Great post and I can relate. Since banks began making money by charging for services instead of helping the community by investing we've seen values go down and problems with banking go up.

Nov 28, 2010 12:42 AM
Tni LeBlanc, Realtor®, J.D.
Mint Properties, Lic. #01871795 - Santa Maria, CA
Tenacious Tni (805) 878-9879

Charles - Thanks so much for the re-blog.  Never would have written this one if it weren't for you.  Thanks for the encouragement to be myself!  Tni

Nov 28, 2010 04:20 AM

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