Valencia Short Sale Realtor | Jennifer and Gary Ricco |Realtor Specializing in Short Sales

Real Estate Agent with Keys To The Bay Real Estate 3388320

With all the misinformation available in the media and on the Internet, Valencia homeowners can easily be mislead. Homeowners struggling to make their mortgage payment in Valencia need a Valencia Short Sale Realtor with solid understanding of:

  • Whether a loan modification is an option
  • Whether you qualify for a short sale
  • Whether the HAMP, HAFA, or "Hope" for Homeowners Plan apply to you
  • Whether the lender will sue you after foreclosure or a short sale
  • Federal Tax Liabilities Resulting from a Short-Sale/Foreclosure
  • The Impact on Your Credit Rating
  • The Effect on Your Life and Finances Due to Resulting Deficiency Judgments
  • Whether or Not Collection Efforts by Your Lender will Cease or Continue for 10+ Years 
  • The Estimated Waiting Period Before Being Able to Purchase Another Home.
    and much more

The complexity of these multi-faceted issues; require a Valencia short sale Realtor who has; intergity, experience in negotiations, sought out extensive pre foreclosure training and has successfully helped homeowners avoid foreclosure.

Completing a Loan Modification or Short Sale requires first-hand experience in, mortgage banking, underwriting, real estate finance (loan origination) and real estate sales experience(Realtor® experience).

I want to caution Valencia homeowners about real estate attorney's with years of experience in real estate law, property transactions, and bankruptcy. Often more times then not, clients are directed to a Bankruptcy to postpone the sale date, which requires the attorney collect a fee.  Do some homework on the differences of a chapter 7, 11 or 13.

Don't forget, some of these Real Estate Attorney's are the same individuals who have extensive experience as former owners of financial services companies, and real estate development companies; some of which were involved in assisting with the creation and management of banks. Many of their associates are experienced forensic auditors of mortgage companies with extensive underwriting experience and ties to the very banks that are making it difficult for homeowners to avoid foreclosure.

By selecting Valencia Realtors specializing in short sales, such as Jennifer and Gary Ricco when facing foreclosure can make all the difference. Jennifer and Gary Ricco are Certified Pre Foreclosure Specialists with a Advanced Certified Distressed Property Expert designation. Visit Santa Clarita Pre Foreclosure to research what option you qualify for.

Homeowners you don't have to pay additional expensive attorney fees when you can do all your research with Jennifer & Gary Ricco for free.

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Gary Ricco Retired Police Officer, PSC, CDPE

REMAX Real Estate Specialists of Long Beach 6695 E. Pacific Coast Highway

Long Beach, Ca 90803


'Quality Consulting Through Continuous Improvement'

Serving the Greater Los Angeles Area & Ventura County

License number, 01803395

Follow us on Facebook: Ricco Sells Homes | Remax Real Estate Specialists


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John Cunningham
eXp Realty - Phoenix, AZ
Helping Phoenix Sellers and Buyers find each other

Gary- It's great to see that you are helping people who need an expert like yourself. Short sales are no walk in the park and very few agents really understand how to complete them properly. That's why people in Valencia need to contact Gary & Jennifer if they believe that they might be in a short sale scenario.

Nov 28, 2010 07:13 AM #1
Gary Ricco
Keys To The Bay Real Estate - Seminole, FL
Tampa Bay Real Estate Specialist


Thanks for stopping by, do you handle the Anthem area? I may have a short sale listing referral.

Nov 28, 2010 07:20 AM #2
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Gary Ricco

Tampa Bay Real Estate Specialist
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