Sell Your Home By The End of The Year!

Real Estate Agent with RE/MAX Results 20344949

If you have your home on the market or are soon to put your home on the market; how would you like to sell your home by the end of the year?

If you are thinking this is almost impossible because there is only one month left in the year and a typical closing will take 45-60 days from the accepted offer...your almost right!

Sellers you can sell your home and CLOSE by the end of the year - when you offer seller financing!  Specifically offering CONTRACT FOR DEED financing on your home.  These is easy and should be a prime option for someone who owes little or nothing on there home!  If you have a loan that you still owe close to fair market price on, check with your lender about being able to do a contract for deed.

There are buyers out there with a down payment.  They just don't have the credit!  They can close quickly. Often closings can be as fast as 2-3 weeks.  They will typically be okay paying close to asking price even.  (Something a lot of other buyers do not want to do now).

You should offer a fair interest rate and right now a fair rate for CONTRACT FOR DEED in the 7% range.  You are going to want to get a down payment.  I think 10% down makes a lot of sense right now. I have seen sellers ask for 20% down, but its really hard to find a buyer with that much down. You could look for less, but if you are going to list your home and work with a Realtor that lower down payment will only cover your selling fees at best.

Its a lot easier to find a buyer if you are working with a Realtor who knows how to market a home for sale with contract for deed financing. Again things can move fast with these type of sales, so if you have a house you need to get sold soon consider offering CONTRACT FOR DEED financing.

If your looking to buy or sell a home on Contract for Deed in Minnesota you are welcomed to call or email me with questions or to get started.



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Chuck Carstensen is a Realtor with RE/MAX Results in Elk River and Cambridge, MN.  Helping buyers, sellers and investors in great Minnesota counties like Sherburne, Isanti, Wright, Anoka, Chisago, Hennipen and Mille Lacs. He is a Certified Distressed Property Expert (CDPE).

Contact Chuck by emailing him at or by phone at 612-290-3809. 



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Lydie Ouellet Dickinson
Realty Executives Tri County, Bellingham MA - Bellingham, MA

Great blog, Chuck!

Nov 29, 2010 12:52 AM #1
William Feela
Realtor, Whispering Pines Realty 651-674-5999 No.

Very true Chuck.  I just had a C4Deed on some land.   In days it can be done.

Nov 29, 2010 07:11 AM #2
Aaron Lowe
Remax Results - Wayzata, MN

Really good post as we are in a market where there should be more "creative sellers". My concern is that sellers dont have enough equity to offer the buyer to purchase on a contract..... Let me know if you have any websites you would share?? would like to see more Contract opportunities. Especially given tne difficult lending guidelines.

Nov 29, 2010 02:31 PM #3
Bill Gassett
RE/MAX Executive Realty - Hopkinton, MA
Metrowest Massachusetts Real Estate

Seller financing is great if you have the ability to do it as a seller. So many now don't have any equity.

Nov 30, 2010 12:18 AM #4
Chuck Carstensen
RE/MAX Results - Elk River, MN
Minnesota Real Estate Expert

Hi Aaron,

I search the MLS for ones listed with Contract for deed financing. I will also get calls on blogs like these with people looking to sell or buy on Contract for deed and I keep a list!

Nov 30, 2010 03:59 AM #5
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Chuck Carstensen

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