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Short Sale Vs Foreclosure – Local Govt May Prefer Short Sale Vs Foreclosure

By
Mortgage and Lending with Piney Ridge Properties LLC

The reality is that the current market is a strain to everyone and every entity touched by it. Not only are defaulted home owners suffering the consequences of losing their home but so too are their neighbors and the municipalities where the house is located. It’s easy to forget that local governments aren’t prepared to handle the sheer volume of houses that become vacant and nuisances. While neighbors may grumble about short sales affecting the value of their homes, the fact is that a short sale should be a preferred solution to a foreclosure.

An Urban Institute study in early 2009 concluded that local government is hit with a whopping $19,227 collective bill for tending to vacant, abandoned and unsecured foreclosed houses. Such costs consist of notices, loss of tax revenue, demolition and police calls. Even on the lower side of estimates for houses that will not be demolished, municipalities are burdened by over $5,000 on average.

While the results of this study won’t necessarily sway a seller to opt for a short sale, it should serve as a reminder that investors providing a “financial rehab” on houses, in order to make them marketable, offer a valuable service that directly assists neighborhoods and municipalities. The full affect of this housing market has yet to be felt or determined but investors have an unprecedented opportunity to personally succeed as well as provide a civic duty to their community.

For more information on succeeding in short sale investing, feel free to watch the enlightening videos that we’ve put together or you may also visit, www.MikeBridges.info/agentvideos.

To your success,

Mike Bridges

NextageArchAdvantage.com

Show All Comments Sort:
P C
Rental Solutions Oahu - Honolulu, HI

I keep thinking about the lost property tax revenue from the lower home values. How will this affect gov't services long term?

Nov 30, 2010 12:17 PM
Ed Newton
RE/MAX Prestige Real Estate - Westborough, MA

Good angle! Everyone is so wrapped up in the big government that they aren't realizing the effect its having on the local level.

Nov 30, 2010 12:27 PM