I am pleased to announce that as of November 30, 2010 5804 Roundtable Drive in Jacksonville FL was closed! This was a brand new 4 bedroom 2 bath home with a 2 car garage for the below list price of $133,990. The builder D R Horton was not only able to throw in many extras for my customer like a covered lanai and front load washer and dryer but they also paid all closing cost and prepaids.
This was made possible for my buyers because they used DHI Mortgage, the preferred mortgage lender for the builder. The loan officer was Anita Knight and she was great. She understood how important it was to me that my customers obtained down payment and closing cost assistance.
By all working together we were able to obtain $22,500 in down payment and closing cost assistance for my buyers. Two programs were used the Headstart to Homeownership program (H2H) and the Florida Bond program. The H2H program provides up $15,000 and the Florida Bond Program offers up to $7,500. The bond money currently comes with a interest rate of 4.75%. These programs may be combined for even more savings once credit and and household size has been verified and approved. I offer these programs to my first time home buyers frequently while walking them through the home buyer process.
Needless to say my customers were pleasantly surprised to see that the mortgage payment was lower than anticipated.
It's wonderful handing over keys to new home buyers especially so close to Christmas.
If you are not working with a sales agent and would like more information on how to purchase your first home please don't hesitate to contact me.
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