This super sharp, single story, 3bd/2ba, Castaic cul-de-sac home with nearly 1,400 sq. ft. is in move-in condition. With a tile entry, upgraded carpet, new blinds is super neat and clean.
This home also has wonderful curb appeal, a two car garage w/ cabinets, private yard w/ covered patio, corner lot w/ views is just waiting for the right family to move right on in.
With easy access to freeways and local shopping, this Castaic home is also just minutes from Castaic Lake as well as Pyramid Lake where boating, swimming, fishing and camping are favorite pastimes for residents and visitors.
Only a few miles from town is the Six Flags Magic Mountain amusement park, which is a favorite destination for kids and families.
The best part about this home in the city of Castaic? This incredible home is eligible for 100% financing through the USDA loan program. For appox. $2,000 (PITI) a month, you could own this little piece of the country just outside of the city, which is actually less than what you would pay for a 3bd apartment in this same area. This wonderful home is definitely the best bang for your buck here in Los Angeles County.
The USDA Rural Guaranteed program extends 100% financing opportunities to help low-medium income residents purchase homes with no down payment required and no monthly mortgage insurance. This program is only available in designated USDA eligible areas.
The USDA eligible areas for Los Angeles County are as follows:
Los Angeles County: The areas surrounding Highway 126 west of Interstate 5 as well as the areas north of Highway 118 west of Interstate 5. Other areas include the areas surrounding Highway 14 in the Antelope Valley, areas north of Interstate 210 in the San Fernando and San Gabriel valleys as well as the areas surrounding Angeles Crest Highway.
Eligible Cities Include: Acton, Castaic, Frazier Park, Lake Los Angeles, Littlerock, Val Verde and some parts of Santa Clarita, Newhall, Valencia, Canyon Country, Palmdale, Quartz Hill, Lancaster as well as parts of San Fernando & San Gabriel valleys that are north of Interstate 210.
There are income limit guidelines that applicants must qualify for to be eligible to apply. These income limits are based on 115% of the median income for that county as well as family size. In Los Angeles County the income limits range from 66k to 125k a year depending on the size of your household.
Right now, there are dozens of properties in Los Angeles County that are eligible for a USDA Rural Guarantee home loan. Some of these properties are not REO's or short sales but actual equity sales with really motivated sellers and are NOT like all the other run-down, dilapidated dumps you've been seeing. Some have been remodeled and/or upgraded like this property.
Today's real estate market can be really scary, which is why it's important to get as much information as possible before starting your search. Finding out more about affordable home loan options and getting pre-approved is an absolute must.
The pre-approval process is not a simple process and it's because it can get really complicated and convoluted that borrowers today need affordable loan options that are best suited for their own needs.
That's what I'm here for and I would love to be able to assist you in your search for an affordable home loan here in Los Angeles County. Applications for this program can only be submitted by approved lenders, for more information on the USDA Rural program guidelines and eligibility, please feel free to contact me, Donne Knudsen at donne4loans@earthlink.net or at 805.5278554.
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