To buy or not to buy ~ That is the question

Services for Real Estate Pros with wideiphoto

If you have been sitting on the fence thinking about buying your first home for 6 months ~ a year ~ 2 years and wondered if home ownership is for you.......walk to the nearest mirror and smack yourself silly!! 

down graph


Home values have never been lower!

There is an over abundance of foreclosures!

Rates hit the lowest they have been in 50 years!

If you have had marginal credit contact me or your own mortgage professional and seek the guidance you need to get your scores where they need to be!

If you don't know an agent that is what this site is all about WE ALL KNOW AGENTS HERE :)


Do yourself and your family a favor and jump on the bandwagon; that is home ownership, before you are left behind scratching your head looking around wondering why your rent keeps going up.  Continue to rent and you will be paying a mortgage payment ~ it's just not your own, but your landlord will thank you!

up graph




Home values WILL go up ~ they always do

Rates WILL go up ~ affording you less home for the money for every rate increase



Feel the poke of the fence?  It's uncomfortable isn't it?  GET OFF and start making money with your money by realizing the American Dream you won't regret it.  As a buyer you have tremendous negotiation ability, appreciation that will be yielded in time and low low rates to burrow the money needed as close to free as ever before.


Posted by

Mark Schmitz

Mortgage Professional


Comments (5)

Victor Zuniga
Berkshire Hathaway Home Services California Properties - San Diego, CA

Mark, great post. Simple and to the point. This will be seen as one of the greatest buying opportunities in real estate history I just hope more people see it for what it is and take advantage of it.

Dec 09, 2010 03:08 PM
Jackie Bafus
Coldwell Banker First Realtors - Walla Walla, WA

Good post! Thank you for sharing this info. Seems like a no brainer but there is also a lot of fear right now with what the news blows at consumers on a daily basis...our job to weed through the mess.

Dec 09, 2010 03:12 PM
Jenny Durling
L.A. Property Solutions - Los Angeles, CA
For Los Angeles real estate help 213-215-4758

I hope alot of would-be buyers read your post and take your advice. I'm still amazed by how many buyers tell me they are waiting because they don't think the market has reached the bottom.  Well, interest rates certainly have!

Dec 09, 2010 03:21 PM
Fred Griffin Tallahassee Real Estate
Fred Griffin Real Estate - Tallahassee, FL
Licensed Florida Real Estate Broker

Interest Rates appear to have  bottomed out  ("Oh no, they are at almost 4.66%")

But in Florida, Nevada, Arizona, many other areas of the USA - house prices may still take a further drop.



Dec 09, 2010 05:29 PM
Mark Schmitz
wideiphoto - O'Fallon, MO
Professional Photographer who sees things in their

The key to be careful about is the relationship between rates and home prices.  If a home price drops but rates go up the buyer still loses.  To save a few thousand dollars by waiting for the sales price to drop could cost you literally 10 times that if rates slide upwards.........simple math

Dec 10, 2010 05:52 AM