One of the problems with the housing industry right now is people were misled into loans that they couldn't afford. But everyday on the homepages, the largest ads are usually companies like Lending Tree and Lower My Bills offering a $500k mortgage for $20 per month. Stretching a little yes, but you get my point. If we want to fix the problem I think we should start with ads like these. A recent news article stated that these type of ads are bringing such a huge chunk of business their way that they can't afford to stop them. The part I really don't understand is why people continue down the same path after all of the media on the issue. I originally blamed the greedy people behind these ads and the greedy brokers putting them into loans they would never be able to afford. The more it happens the less sympathy I have. Its all over the news every day. Companies collapsing, Mothers and Fathers losing their jobs and homes but this isn't enough for some to get the hint. We still have clients who respond to the ads and call in looking for these ridiculous loans. Maybe I'm just grumpy today. I just don't understand......?????