Know Your Flood Zone Designation

By
Real Estate Agent with Maximum One Realty Greater Atlanta

In September, 2009, Georgia experienced a series of floods that greatly impacted the state. Nearly 20,000 homes and businesses sustained major damage and 17 counties were officially declared federal disaster areas. FEMA's floodplain maps for Cobb County are being updated. The most recent flood maps are available on FEMA's Web site, www.fema.gov . They can be accessed by clicking on the "Flood Maps" link listed under "Quick Links." You can enter your exact address and find information according to where you are located. Google Earth also recently updated its aerial imagery maps, including the FEMA maps for Cobb, to the www.msc.fema.gov store. These maps have high resolution and even some 3-D capabilities.

Before purchasing a home it is important to know if the property is located in or near a flood zone.  Your lender will require flood insurance if the home is in a flood prone area.  Many homeowners and even renters purchase flood insurance just to be safe.  If you are in the market for a new home, work with a good realtor who can advise you on the flood designation of properties.  Be thankful for the beauty that Mother Nature gives us, but be ready for her excesses should they occur!

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