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This article on mortgage rates may be interesting...

By
Real Estate Agent with Keller Williams Premier Partners

Then again, it may not.

Why Mortgage Rates Are Increasing. When looking at purchasing real estate, the cost of the purchase should factor in the cost of the money making the purchase. If the cost of the money goes up, the buying power of the dollar will go down; it will cost more later to buy the same house now if interest rates continue up. Having spent the last two years thinking rates could not go lower, I'm not even going to hint that rates won't stay where they are or even drop again. I don't know. We still have a large number of short-sale and bank owned homes in our market and the law of supply and demand is definitely affected by the law of 'cut your losses'. While money might cost more in the future, our local market may offset that cost by continued reduction in market prices. Ultimately, whatever informed decision you make is the right decision at the time.

Whether you're looking for your first home, or possibly your last, or selling either of them, I have the patience and experience to help you make the best choice in Vancouver Washington. The Natural Choice in real estate is working with a professional real estate agent (me!) at Krogseng Real Estate who listens to your needs and works as a trusted advisor to get the best solution to your housing needs. We will give you a new attitude about real estate. If you are concerned about living a more sustainable lifestyle, Vancouver Washington may be the city for you. I specialize in knowing the neighborhoods in Vancouver Washington that have great walkscore ratings. Whether you want the low-maintenance condo lifestyle, a home that gets you off the grid, or a home that is something in between in Clark County, the natural choice in real estate will be someone that can help you find just the right home and neighborhood. If you're looking for homes that have been certified as green, you'll want to know I keep informed of the newly constructed homes and their various green certifications. Visit Krogseng Real Estate for more information.

Show All Comments Sort:
Gita Bantwal
RE/MAX Centre Realtors - Warwick, PA
REALTOR,ABR,CRS,SRES,GRI - Bucks County & Philadel

This is good information for consumers. Happy holidays to you and your family.

Dec 25, 2010 07:21 AM
Kimberly A Norgard
Devlin McNiff Halstead Real Estate - East Hampton, NY

As said, good information to put forward.  You make me want to look in Vancouver.  Good post.

Dec 25, 2010 07:47 AM
Andres Munar
Keystone Alliance Mortgage - State College, PA
Experience The Difference

Great info. I keep trying to tell my clients who are putting off refinancing and buying this but they still think they know best :)

Dec 25, 2010 07:54 AM
Todd Clark - Retired
eXp Realty LLC - Tigard, OR
Principle Broker Oregon

I have a few buyers this week that just figured out the difference they will be paying vs what they would have if they hadn't waited and now have all put offers in on homes. They were hoping those homes would go down in price, well the did, but not as much as the interest going up cost them.

Dec 25, 2010 04:17 PM