Shopping for the right mortgage- Part 2

Real Estate Agent with DanSellsDCVA RE/MAX 100

Shopping for the right Lender & Loan

Step 2: Assess the data in your 3 credit reports

The next step is to carefully scrutinize each report for accuracy. You may be surprised to see what is actually present in these reports with respect to the scope of data there as well as the age of some of that information.

It is very common for these reports to have inaccuracies and flagrant errors. These errors can really do great damage to your credit worthiness. The good news though is that, these errors can be corrected relatively easily in most cases.

  1. Are there accounts listed which you know are not yours? Possible identity theft?
  2. Accounts which were once active/open but still reported as active or seriously wrong balances?
  3. Is your Identity listed incorrectly with aliases you have never used?      
  4. Other incorrect info?

Use Suze Orman's tools to fix your own credit report. For more serious problems a credit repair specialist might be needed to manipulate around the complex rules of scoring your credit file if your scores are much below 675 or so.



Posted by

I am eager to speak to any prospective DC/VA/MD home buyers or sellers.

A. Daniel Bouchard    Service, Results, Integrity you can COUNT On!


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Under-promising and over delivering is what I strive for!

We are pledged to the letter and spirit of U.S. Policy for the achievment of EQUAL OPPORTUNITY throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion(creed), sex, handicap, familial status, or national origin, gender identity, sexual orientation, age or socio-economic standing."


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