Discover how other sellers successfully did a short sale to avoid foreclosure by clicking here. The supervisors tell them, “If it means not modifying the customer’s loan, then go ahead and do what you need to do. Don’t modify their loan.” Here is a trick they use to avoid having to modify your loan. They tell you that you have to catch up all or part of the back payments before they will approve the loan modification. It’s a trap. Every single dime you pay them before starting negotiations is a dime lost. You can’t use that dime as part of your negotiations. They already have your money. If you pay them all the back payments, they won’t be as motivated to modify your loan. That is why I recommend that you hold onto every single penny you can until you get a signed modification agreement. That way if the modification isn’t approved you can use the money for something else. Maybe you could use it as a down payment on a rental. Either way, at least you have your options open. We offer a loan modification guide to consumers. Here is what we cover in the Stop Foreclosure Institute's Loan Modification Insider Secrets Guide. * An easy to understand, Step By Step Guidebook. * How to write a Hardship Letter that gets your loan modification approved. * Three big loan modification mistakes and how to avoid them. * Loan Modification from the lenders point of view. * How the Making Home Affordable Program can help you. * What not to do so you don't risk being carted off to jail. * How to calculate your budget properly to increase your chance of success. To request this kit, please click here to request a copy. Thinking about a short sale? I can help you short sale your property and never pay the bank another penny. Send me an e-mail at email@example.com. I will contact you for a free consultation. When we talk, I will explain how the process works in detail and answer any questions you may have. Or, if you prefer, you can call me at 714-863-8939 Discover how other sellers successfully completed a short sale and request a free consultation by clicking here. Thanks for reading this, Paul Flores. Paul is a Real Estate Broker at Re/Max Metro Real Estate Services. Phone: 714-863-8939. firstname.lastname@example.org. View My homes for sale at www.paulflores.com. Paul Flores specializes in loan modification assistance and short sales in Orange County California. Orange County Loan Modification Help, Orange County short sales. Orange County Short Sale Realtor. Short Sale Realtor. Orange County CA Short Sales. Orange County Realtor. Copyright 2010 SFI Marketing Institute, LLC. All Rights Reserved. This is not intended as legal, technical, or tax advice. Please speak with a licensed professional before making any decision. Information is deemed reliable but not guaranteed as of the date of writing. The views expressed here are Paul Flores's personal views and do not reflect the views of Re/Max Metro Real Estate Services. This information on Orange County Short Sales: A Common Loan Modification Mistake and How To Avoid It is provided as a courtesy to our viewers to help them make informed decisions.