It's Over For Another Year!
*Whew* The last get together for the 2011 holiday season of the year was today and the Aunt and Uncle's house.
It's always a good time. Food, drink, presents for the little kids, etc. Fairly typical of holiday parties. One of the kids (mine) even got hurt. Happens every time. No big deal, just a little cut on her hand. A Hello Kitty band-aid and everything was back to normal.
After dinner (three types of lasagna!), my cousin asks me "What's the first thing I need to do to buy a house?" Of course, my immediate answer is "you just did it." meaning, talk to me. but as we talked a little, the first step After talking to me was the real question.
The first step in buying a house is to talk to a mortgage professional, and determine if you qualify for a mortgage, and if/when you do, to determine the type of mortgage program that fits your needs the best, how much money you'll need to come up with to purchase a house, and what price-range you can afford to start looking in.
Looking at homes that are in areas that you like, or homes that are out of your price-range, are NOT the best things to do when you first want to start looking for a home. It makes no sense to look at homes that you can not buy. It wastes your time, your real estate agents time, and the homeowners time.
I made sure she had my card before we all left for the evening, (you DO carry your card with you, right?), and I'll follow up with her and the mortgage professional in the next day or two. I'll either set her up on an automatic search from our MLS (multiple listing service) or she can go to my website, www.EricMichaelOnline.com , and do a local search of all the homes in the area.
Maybe I shouldn't be in such a hurry for the holiday season to be over?
Have a great day!
Eric...
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