Virginia Beach VA First Time Home buyer VHDA 100% Financing Mortgage Program ph# 301-943-1049
The Best Deal in Town: First time home buyers now qualify for a 4%, 30 year fixed rate, 100% Financing with a minimum credit score of 620. You can buy a house worth $450,000, depending on where you are buying, with a VHDA first time home buyer no down payment program!
VHDA (Virginia Housing Development Authority) offers special mortgage programs for buyers who have had no prior ownership in any residence during the previous 3 years.
The VHDA first time home buyer program is the only 100% financing loan that you can get a 4%, 30 year fixed mortgage with a 620 credit score. Very few lenders actually have access to this program.
Closing Costs Help: We offer a Grant (you don't have to pay back) or a 2nd loan at the same
4% interest rate to assist you with your closing costs. Simply, you can buy a home with NO MONEY OUT OF YOUR POCKET! If that's not enough, we have access to FREE Money from the county in Special Grants, which help you gain instant equity by the government and is a well kept secret.
We are the specialist: We specialize in educating and working with first time home buyers, so we have access to multiple 100% financing programs. VHDA has given us special permission to underwrite loans in-house which means that you are able to get into your home quicker with less cost.
Why Rent? You are wasting money by paying someones mortgage by renting. This special NO MONEY DOWN VHDA PROGRAM will get you into your own home and build equity for yourself, not your landlord. After tax benefits renters usually find that they pay less each month by owning instead of renting.
Go-To-Lender: I am hands down the Go-To Lender for first time home buyers since we have multiple 100% financing mortgage loans available with Closing Costs Help. Also, if you are in a certain geographic area, you will not require (PMI) private mortgage insurance which will save you hundreds of dollars a month.
You will be happy when you call and realize that you have saved thousands of dollars on your mortgage financing because you have access to my wonderful programs!
House Warming Gift for you: As a house warming gift, I am offering to pay for your appraisal of your new home (value $450), for the first 25 customers who get a mortgage loan from me in 2011. Please email me at sconlan@vhbmortgage.com or call my cell 301-943-1049 and I will educate you about the home buying and mortgage lending process.
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