Behind on your mortgage and not sure what to do?

Behind on your mortgage and not sure what to do?

DON'T WALK AWAY!  CONSIDER A SHORT SALE INSTEAD. 

Hardships such as job loss, divorce, medical emergencies and downsizing have left many homeowners unable to meet their mortgage payments and facing foreclosure.    You need to weigh all your options, I can help!  As a advocate for homeowners who need answers, I can help you understand all the options.  

What is a short sale?  A short sale is a property sold for less than what is owed by the homeowner (borrower).  The lender agrees to accept a discounted payoff and agrees to release the lien on the property. You must qualify for this option based on a financial hardship.  The good news is a short sale is  not as detrimental as a foreclosure.

What is a Foreclosure?  As foreclosure is when you default on your current mortgage loan and the bank seizes your property and then sells it on the steps of your local court house.  In Georgia if you miss your mortgage payments the lender has the right to foreclose after advertising for the property for 45 days since Georgia is a non judicial foreclosure state. 

If you know someone who is affected by today's market changes and needs answers, call me.       I can help!  If you are thinking about a short sale call me and let's discuss your options.  I am an experienced short sale agent and I can provide you with references.