To Termite Bond or Not to Bond

Real Estate Agent with Coldwell Banker United, Realtors

I live in metro Charleston, South Carolina.  Have firewood in your yard?  Get termites.  Have a dead tree in your yard?  Get termites.  Termites have been here since prehistoric times and I bet they will be here long after we are gone.

On the required by law property disclosure sellers can check if they have a transferable bond or not.  I have learned the hard way that even if it's checked yes the seller may not have one.  If they don't seriously consider getting the house bonded.   A termite bond is a contract between a pest management company and a homeowner which provides a form of insurance which is effective after a termite inspection and treatment. Bonds and treatment vary by company.

In this day and age some lenders don't require a termite letter which says if the house is termite free or not.  If you are paying cash of course it's optional.  Don't...did you hear me... don't buy a home in metro Charleston, SC unless you have had the home checked.  Yes, it's only my opinion but I wouldn't.

Termites eat 24 hours a day 7 days a week.   Termites shed their wings once they have found a good place to nest so once they are there....they aren't going anywhere.  

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