SO YOU'VE DECIDED TO BUY A HOME...Part 1

When you are ready to purchase a home, identify what you want and why. Below are a couple of questions to answer, before you begin.

1. What are your future plans?

a. Do you anticipate on having a family, growing as a family or maybe reducing the size of your family with kids moving out? This will help you identify the type of house your desire and ensure your Realtor is aware of your needs.

2. Do you have enough cash for a down payment?

a. Get pre-qualified and identify how much you can afford to spend on a home and make sure you have enough money put aside to cover the down payment and any closing costs.

3. Can you afford your desired home?

a. This is an important question that only you can answer. Will your current spending habits allow you to live comfortably with a new mortgage, or will it cause you unnecessary stress?

As Buyers you should feel comfortable throughout the home buying process. Even if you don't choose to use Exceptional Realty Services to guide you and advise you, I know this information will be valuable. 

If you have not made up your mind in terms of representation, I encourage you to compare other agents to what we have to offer. Although most people chose their agent based upon referrals, statistics show that most homeowners are not satisfied with their agent by the end of the process. The lesson here is to do your homework and make sure the person you are looking to use is more qualified and can meet your needs better than we can.

If you choose to use Exceptional Realty Services, we will immediately compile a list of homes based on your personal wants and needs. We are available to answer any of your questions, anytime. We can assist you with the process of finding a home, help with getting a loan, information for relocation, listing and selling your home, investment tips and tools, foreclosure assistance, short sale information and so forth.