Admin

Should Renters Get a Home Inspection?

Reblogger Jason M. Keith
Mortgage and Lending with Caliber Home Loans 288509

Margaret Woda did a FANTASTIC post on Renters getting a home inspection.  From a lenders point of view I know sometimes I have buyers that need credit repair or longer job history established before qualifying.  They always ask about renting and I've added this of things to remind them about.  It's not that they have to have one done, but I've certainly heard enough renters complaints about things not working in the home and the landlord not fixing them.   Great post and thank you Margaret!

Original content by Margaret Woda

rent signCrofton renters recently asked me how much it would cost to have a home inspection before they move into the property. 

Frankly, this isn't customary in this area... but the question got me thinking...

 

The typical rental move-in checklist deals primarily with cosmetic issues:  The carpet, walls, windows...  But what about the things you can't see?  These are the things a home inspection would disclose. 

Wouldn't you like to know before moving into the property if some of the electrical outlets aren't grounded?  What if there's an open electrical junction box in the attic?  If the roof leaks or basement floods?  Does the furnace have a cracked heat exchanger?  Is there aluminum wiring and, if so, are there any safety precautions the tenant should take?  Would you recognize a wood-destroying insect if you saw it?  Was the deck built well enough to hold the 30 people expected to attend your son's graduation party?

 

A home inspection usually costs about $300 in the Crofton area - sometimes less and sometimes more - but that could be a small investment in your family's safety. 

If a home inspection indicates any compelling safety issues, you should ask the landlord to correct them before you move in.  You can (and should) still make a record of cosmetic discrepancies, which you can identify on your own, but there's more to property condition than cosmetics.

Maybe a home inspection SHOULD be customary for rentals...  Perhaps a landlord should get one before listing his property for rent.  That wouldn't be a bad risk-management strategy for landlords.

There's no simple answer to the question about whether a renter should get a home inspection.  Or... perhaps there is. 

Many thanks to the renter who asked this question and inspired me to consider this issue.  I am going to start offering a home inspection to my rental clients and landlords.

Copyright 2010.  All rights reserved.

Homes in Crofton MarylandHome Values in Crofton MarylandRelocating to Maryland

Download a FREE Long & Foster mobile APP for iPhone/ iPad and use this VIP Access Code: 21114

 

 

Margaret Woda, Crofton REALTORLong & Foster Real Estate, Inc. Crofton OfficeMARGARET WODA
REALTOR® and Associate Broker
Long & Foster Real Estate, Inc.

Office:  (410) 721-1500 x 6245
Direct:  (301) 346-2923
Email Margaret Woda

'Still passionate about helping home buyers and sellers in Bowie, Crofton, Davidsonville, Gambrills, Fort Meade and Odenton, Maryland, after 30 years as a REALTOR®.

Disclaimer: Information contained in this post is deemed reliable on the date of publication, but it is not guaranteed and it is subject to change without notice.

Posted by

Views and opinions expressed on this site are not necessarily those of Starkey Mortgage.

Jason M. Keith
Senior Loan Officer
LMB100018303
NMLSR # 288509
Cell: 303-263-6135
jkeith@starkeymtg.com

Starkey Mortgage

6025 S. Quebec Street

Suite 110

Centennial, CO 80111

To check the license status of your mortgage loan originator, visit http://www.dora.state.co.us/real-estate/index.htm.

Comments(2)

Show All Comments Sort:
Wallace S. Gibson, CPM
Gibson Management Group, Ltd. - Charlottesville, VA
LandlordWhisperer

Renter's recourse for HABITABILITY issues is through property city/county inspection process that can THEN cite the property owner AND have the inspector brought in to court if necessary to testify.

What REPUTABLE inspector is going to make an inspection for an tenant or tenant prospect WITHOUT the property owner's permission and RISK being involved in a court action down the road?

Jan 11, 2011 04:56 AM
Jason M. Keith
Caliber Home Loans - Parker, CO
Equal Housing Lender

Wallace, very good point and thank you for commenting.  If the renter was interested in getting a home inspection I would imagine you would have to have the home owners permission?  Like you mentioned I can't imagine a home inspector just going into somebody elses home, doing an inspection and handing it to the renter that isn't even living in that home, much less owning it. 

Jan 11, 2011 07:41 AM