When I started my real estate career several years back, the first stop after getting my license was the bank. I decided that each commission check would be divvied up amongst 4 different accounts (yes, my previous career was in Accounting):
- Checking - Household
- Checking - Real Estate
- Savings - Taxes (for those pesky quarterly tax estimates we self-employed folks need to pay)
- Savings - Rainy Day account (for those pesky months when no commission is comin
g in)
Then today as I was reconciling all of them (isn't online banking the best?!), I realized that "Save for a rainy day" is so negative. As you know, folks buy houses whether it's raining, snowing, sunny or cloudy. Real estate may have it's typical "seasons"...depending on what part of the country you live in...but I've shown houses wearing boots & mittens and fought with frozen lockboxes, juggled umbrellas and watched as the ink on my listing sheets ran down the page.
My point is, I'd much rather save for a SUNNY day! To have enough in that bank account so I can take a vacation to Florida to visit friends, or sit on the beach at Huntington right here on Lake Erie. I have a Vision Board on the wall in my dining room/office. There are three pictures of my "will have someday":
- A house on the lake (even a little tiny lake would do)
- A house with a huge covered front porch to sit & watch the world go by
- A house with a deck off the back of the house where I can gaze adoringly at previously-mentioned lake.
In all three pictures, the sun is shining brightly!
Remember, focus on what you DO want, not what you do not want!
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