Obviously, you would want to consult your tax professional in regard to your personal situation. I found this article valuable to me as I just had a conversation with my tax adviser on the same subject yesterday. If you are planning on taking out a mortgage, refinancing, or just trying to figure out which way to go, you may find this article of interest.
http://www.washingtonpost.com/wp-dyn/content/article/2011/01/28/AR2011012803143.html
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