Home Inspections and Appraisals - They are Not the Same Thing!

Real Estate Agent with Donna Homes, powered by JPAR - TexasRealEstateMediationServices.com 0480809

Austin TX Homes Buyers need to understand that when they buy a house, a home inspection is not the same as an appraisal. I hear all the time, especially from first time home buyers, "Do I really need to pay for an inspection when the lender is going to send an appraiser?"

austin tx home inspectorYES!!

A home inspection is what tells you what is and isn't working in your potential new home, whereas an appraisal is to determine value.  Completely different things. The inspector turns all the mechanical things on like the AC, Furnace, and Stove. He runs all the water and checks for leaks. If you get one with a pest control license, they even check for termites, previous infestations and current ones.  Yes, if you're obtaining an FHA loan, the appraiser does look at some safety issues like making sure there are no exposed wires and whether the banister on a staircase will hold the minimum 250 pounds. Other than visual safety things, the appraiser is there to measure the home and give an opinion of value.

Home Inspectors in the state of Texas must be licensed and bonded. They all use the same form provided by the state so they are all looking for the same things. Granted, they don't all find the same things, but just like if you take your car to multiple mechanics, they'll all interpret their findings a little differently.

I highly recommend obtaining a home inspection so you know what you're getting into when you move in. Even with newer homes, things can go wrong. If you're thinking about making a change in the Austin TX area, please contact me and let's discuss your needs and wants.

**Are You Packed Yet?**

donna harris Realtor Austin TX blog

Donna Harris, REALTOR®
RE/MAX Austin Skyline

Austin TX Real Estate and the surrounding areas of Lakeway, Bee Cave, West Lake Hills, Cedar Park, Round Rock, Spicewood, Circle-C, Steiner Ranch, and everywhere in between... Hill Country Austin TX Real Estate and beyond. Whether you're buying or selling an Austin home, I'll be with you every step of the way. 

For real time Austin TX listings, click here.

** #1 Agent in my Office for all of 2008 **

Copyright© 2011 By Donna Harris, All Rights Reserved. You may re-blog with links back to this post.
*Home Inspections and Appraisals - They are Not the Same Thing! * was first published on donnahomesblog.com.


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Marchel Peterson
Results Realty - Spring, TX
Spring TX Real Estate E-Pro

Donna, I hear this all the time also and it is usually from the first time buyer but I have even had more seasoned buyers get the two confused.

Feb 04, 2011 02:16 AM #1
San Antonio Texas New Homes for Sale
www.sanantoniotexasnewhomesforsale.com - San Antonio, TX

Donna ....As Marchel has mentioned ...Clients do ask it all the time or a few just make assumptions   ... It's a good outline for a consumer that is very clear


Thank You

Feb 04, 2011 02:50 AM #2
Karen Crowson
Coldwell Banker Residential Brokerage - Rancho Bernardo, CA
Your Agent for Change

I haven't heard it expressed in that way Donna, but the whole home buying process can be daunting, especially for First Timers.  We need to keep educating them all along the way.

Feb 04, 2011 02:53 AM #3
Tommy Taylor
Taylor Properties & TexasForSale.net - Kerrville, TX
CNE- Texas Hill Country Realtor

Donna- I am with Karen on this one. We are professionals that require us to educate the clients we work wit. It is a little surprising to find out what the general public thinks sometimes though.

Feb 04, 2011 03:15 AM #4
Lou Ludwig
Ludwig & Associates - Boca Raton, FL
Designations Earned CRB, CRS, CIPS, GRI, SRES, TRC


You make great points, and that's a buyer needs to use the services of a real estate professional.

Good luck and success.

Lou Ludwig

Feb 04, 2011 08:23 AM #5
Donna Harris
Donna Homes, powered by JPAR - TexasRealEstateMediationServices.com - Austin, TX
Realtor,Mediator,Ombudsman,Property Tax Arbitrator

Yes, it's our job to help educate our buyers, and another point for a buyer to use an agent to represent them.

Feb 05, 2011 10:52 AM #6
John Cannata
214-728-0449 http://TexasLoanGuy.com - Frisco, TX
Texas Home Mortgage - Purchase or Refinance

I just had this conversation recently with a homebuyer. They were under the impression that if the appraisal was going to happen, no need for an inspection. umm.. wrong!

Feb 05, 2011 12:21 PM #7
Nick Good
The Good Home Team with Keller Williams Realty - Allen, TX

Another excellent blog!  This makes me want to write that when purchasing a HUD home that you should still get your own inspection and not just go off HUD's inspection that is given!

Feb 05, 2011 02:53 PM #8
Steven Nickens
Elite Pacific Properties Maui - Wailea, HI
R(S)GRI ABR, Maui Real Estate Hawaii

Donna, I always encourage my clients to get all there inspection, termites, surveys, etc. Great post.

Feb 06, 2011 08:39 AM #9
Not a real person
San Diego, CA

Just stopping by to invite you to the 2nd Annual ActiveRain Super Bowl Party. Hope you’ll come and bring some friends!

Feb 06, 2011 11:57 AM #10
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Donna Harris

Realtor,Mediator,Ombudsman,Property Tax Arbitrator
Are you Packed for Austin? I can help!!
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