You've just moved in. Most of your belongings are still in boxes. But you've decided the first thing you want to do is redo the first-floor bathroom, buy new furniture for the living room and strip the wallpaper from every wall in the house.
Stop. Put your hands in your pockets, seal your wallet, tie yourself to a chair. Don't do anything major right away.
Acquiring a home requires some adjustment. Your mortgage payment may be higher than the rent you've been paying, so give yourself time to get used to the new cash regimen. Too many new buyers realize too late that they had no idea how much it costs to run a home.
The message here is simple common sense. Go for a slow, smooth transition. You'll probably be living in this house for a good while; don't try to do everything at once, even if you can afford it.
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