Loss Mitigation is for real

I recently became certified as a Loss Mitigation Consultant with a major national company.  I work for actual banks (through a well known company) and they pay me to visit you at your home. There are national lenders who will send me out to meet with their customers and even send them a letter telling them I am coming. This is for real and I have personally got the lender on the phone with the homeowner and cut the interest rate 3-4 % while putting all of the late payments, etc. on the back end of the note...they start fresh and current with the bureau and their mortgage company. This is a tremendous feeling being able to help someone keep their home. When you get one of these letters, please do not ignore it. It is for real and the bank does not want your home back. They want to work something out. Please get all of you financial papers together..pay-stubs, W-2s, and tax returns. Please figure your budget including clothing, food, gas, and utilities. The Lender will need these figures for us to be able to help you. There is a need to take some photos to show the bank that you are taking care of the home and that all is well other than the late payments. There is hope so give it a chance.  If you have any questions about this please feel free to email me. When the Loss Mitigator comes a knocking...please let him in.