Want to buy your dream home? More people are taking advantage of today's low rates to buy their first home or their dream home. Universal Mortgage Mart, LLC is on your side, with $0 down payment programs and low rates, we can help find the best mortgage for you so you can concentrate on getting ready to move in!
Are you looking to refinance? Got bills you'd like to consolidate? Need cash? We have some of the lowest rates and fees in the business. Are you on an adjustable rate? Is your mortgage payment rising every 6 months (or even worse, every month?) Apply now and lock in a low fixed rate today!
If you can imagine it, we can do it. We offer over 500 in-house loan programs to suit your needs, including:
- $ 0 Down Purchase Programs: (including 100% financing and MyCommunityMortgage with 6% seller-paid closing costs)
- Jumbo Loans (loan amount > $417,000)
- Stated Income/Stated Asset Loans (great for the self-employed borrower)
- No Documentation Loans (no verification of employment status, income, or assets)
- Cash Out Refinances: (for debt consolidation, home improvements, or any other purpose)
- Subprime Loans (credit blemishes - bankruptcy, foreclosure, late payments, or collections)
- Pay Option ARMs: (choose from 4 monthly payment options - start rates less than 2%)
- And so much MORE!
You don't pick the house that is best for someone else, you pick the one that's right for you! Trust the professionals at Universal Mortgage Mart, LLC to find the mortgage loan that best fits your needs, too. "Less paperwork and more personal attention" means you enter a frustration-free zone from application to closing. Getting the right mortgage loan is like getting the keys to your new house! We can help you get there.
Whether you have excellent credit, a few blemishes, or just downright poor credit, chances are we've got a program for you! Self-employed? No problem! Unable to prove your income? We'll get it done! Limited credit? We can help! Couple that with the fact that we are a "Core Values" based lender - we are committed to building a relationship with you by providing you with the utmost in customer service. We don't just want you to be our client, but we want you to be our Client for Life! Contact us today, and you'll see that Universal Mortgage Mart, LLC is the lender for you!
Browse our website to learn about today's rates and programs, what you'll need to apply, how easy it is to prequalify and earn the clout of a cash buyer, and how we help find the loan that's right for you.
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