This weekend, we helped a family in Armonk NY who had a flood in their basement and needed a new carpet. 
We've had a lot of calls lately to replace basement carpeting - I guess the snow and cold weather have caused all sorts of issues. Usually, when the flood is caused by some sort of appliance (e.g. a water heater), your home owner's insurance covers it. If the water is due to it seeping in from the outside, that is not usually covered unless you have flood insurance. (Always check with your insurance agent).
While having a flood of any sort is not fun at all and is incredibly inconvenient, in the end, sometimes it becomes an opportunity to make your room better. This was a very nice family and thankfully, they had the professionals at Belfor Restoration in North White Plains. They did a super job in getting the water out and properly drying the place to ensure mold wouldn't grow. They handled everything for this family with their insurance company and now they are in the process of getting the basement back to normal...or maybe even better.
The insurance company reimburses the family for the replacement value of the carpet. But, that doesn't mean you need to replace it with the same carpet. They have been using the basement as the family room and their 3 young kids use it as a playroom often. They complained how the carpet was not soft to run and roll around on nor to sit on. So, we found them a soft nylon carpet that cost the same but would be much better for their family's needs. We will be using a felt pad (since it's over cement) so that everything is installed properly.
Their kids are thrilled - it's funny to see kids get so excited about a carpet and the color, but it made sense when I thought about it more - this is their playroom and we are making it better for them.
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