Now there is a way for Florida homeowners and buyers to find home insurance cost comparison information on a state-run Web site. http://www.shopandcomparerates.com/ uses the characteristics of a subject house* and shows how much insurance costs would be by company and county, based on rates filings submitted to the Florida Office of Insurance Regulation.The site is as a great starting point for homeowners and buyers in all 67 counties in their search for the policy best suited to their needs. Users are able to view rates offered by 25 competing companies operating in a given county, as well as each company's information for further research. Note that since most insurance companies have several rating territories in each county, the rates shown in the site are averages.
* A 5-year old, Florida concrete block home, with a current replacement value of $150,000, a $500 non-hurricane deductible, a 2% hurricane deductible, no claims, and no wind mitigation discounts.