Knowing what you’re spending and where your money is going will: eliminate the guessing, make your money go farther, reduce the guilt and stress associated with spending, show you where you are overspending, and show you the possibility for saving.
Reasons why you don’t have a budget:
You’re afraid of what you’ll find
You feel too constrained
You never had one that worked
Reasons your past budgets didn’t work:
You left things out
You didn’t plan for the unexpected
It was too complicated
You didn’t stick to it
Following a plan will help you change your budgeting woes into a better financial future. There will be a time investment at first, but will get easier and less time consuming.
Completely fill out forms, view or download here:
http://www.box.net/files/0/f/0#/files/0/f/71850419/1/f_646141207
After that, you’ll only need to update or adjust the sheets once a month. Make lots of copies of blank sheets so you can do them over as needed or as changes occur.
Important: Savings for an emergency fund and saving 3-6 months of expenses should get all the savings until the goals are met
If you have any questions please contact Jennifer at jennifer@completelycoachable.com
To your success,
Jennifer - Credit & Success Coach
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