Did you ever think that you home could be destroyed by an earth quake? Did you know that if you have an earth quake in your city that you live in and you do not have earth quake insurance that you will not be covered or protected?
Some one asks me this week this question. David Snell, I know you own Executive Restoration as well as Snell Experts and we know you like protection but certainly an earth quake could not happen in your city of Charlotte, North Carolina could it? I am like dude, North Carolina is on a fault line and we are high risk just like California. Think about it. Would you rather have some protection for very little or have nothing at the end of the day if you do not have the earth quake endorsement? Think that you are immune to having an earth quake? An earth quake could happen any where and especially if you are on or near a fault line. I would rather have it and not need it than need it and not have it. It is costing me about seventy cents a day. I can bet you that most folks do not have this kind of insurance but they need it because your insurance company will not pay if an earth quake comes through and you do not have the insurance.
Another endorsement that I would highly recommend that you have is sewage back up insurance. If you do not have this endorsement then you can just forget your insurance company paying your claim because if you do not have it then they do not have to pay it. What is a sewage back up? Just that. Sewage that backs up into your home and you get all kinds of the nasty in your home and it is quite costly to clean up because of the things that have to be disposed of. Should I say "yuck"? Ugh. Although sewage back ups are quite nasty, they are also quite nice on the pocket book but I do not want to see any of you guys get stuck with the bill so I am reaching out to try to help those who are open to change and who need help with this kind of thing.
SO, IF YOU NEED GUIDANCE AND OPEN TO CHANGE PLEASE CONSIDER THE SEWAGE BACK UP ENDORSEMENT AS WELL AS THE ENDORSEMENT FOR EARTH QUAKE.
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Please get your emergency plan in order and be ready for things that you think might not even happen. Be prepared and be ready in case things of the unexpected do happen.