8 Steps to Buying a Home in Vancouver WA Step 3, Securing Financing

8 Steps to Buying a Home in Vancouver WA Step 3, Securing Financing, While you may find the thought of home ownership thrilling, the thought of taking on a mortgage may be downright chilling. Many first-time buyers start out confused about the process or nervous about making such a large financial commitment.

I suggest before you start to look at homesyou need to make sure you have financing ready to go.  I have seen this many times, I have a client tell me they are approved and then we go look at homes and they find the one they want,  its...... and priced at $250,000 and they want the home, then I ask for the loan officers name that approved them to only find out it was a voice approval based on what the buyers told the loan officer.  Then we finds out that on occasion the buyer does not qualify for the home they only qualify for $200,000.  Now what happens is the buyers now base every home they look at on the one they fell in love with.

Here is what Ken's Home Team does:We meet in the office and we talk about the process, your approval and what it is you want in a home.  Then I have you fill out a contact for with your loan officers name and information your full contact info and your WISH list and yout NEEDS list.  I call your loan officer (if you do not have one I call Ken Dahlstrom at Pinnacle Mortgage  you can apply for a LOAN NOW!and you can call him at 360.2131102) I will talk with your loan officer and see where you are in the process..  I know this seems like a pain, it will help and save time, because when we find the house you want we will need to move fast and I need to know who I need to call to get the pre-approval.