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Your Friday Weekly Mortgage Update

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Mortgage and Lending with Caliber Home Loans 288509

Interest Rates

Your Friday Weekly Mortgage Update

LibyaThis week we saw the continued effect of uncertainty in the world with the devastation in Japan, the civil war in Libya, and the continued protests in Bahrain.  Uncertainty creates fear.  Fear pushes people to look for safety.  And safety resides in the US Bond market.  As I said last week, the ‘flight to safety' effect is keeping a lid on interest rates.

But this is temporary and if you want to know what's in store for rates, look at the economy.  Manufacturing is doing well, both the producer and consumer price index came in this week well above last year, and the Fed came out this week with bullish statements on the economy.  All of this is inflationary.  And as we've said before, as inflation increases, so do rates.

Keep it safe

There are those who point to the pull back in stocks and the increase in consumer prices and say we're headed for a double dip recession.  But Chase, Wells Fargo, US Bancorp and BB&T ALL increased their dividends today.  I don't think they wouldn't be letting go of their money if they didn't feel good about where things are headed.  But for now, tell your clients to GRAB this temporary dip in rates.

Posted by

Views and opinions expressed on this site are not necessarily those of Starkey Mortgage.

Jason M. Keith
Senior Loan Officer
LMB100018303
NMLSR # 288509
Cell: 303-263-6135
jkeith@starkeymtg.com

Starkey Mortgage

6025 S. Quebec Street

Suite 110

Centennial, CO 80111

To check the license status of your mortgage loan originator, visit http://www.dora.state.co.us/real-estate/index.htm.

Show All Comments Sort:
Paul S. Henderson, REALTORĀ®, CRS
Fathom Realty Washington LLC - Tacoma, WA
South Puget Sound Washington Agent/Broker!

It is in interesting Jason, how events on the other side of the world affect main street…

Mar 18, 2011 09:44 AM
Jason M. Keith
Caliber Home Loans - Parker, CO
Equal Housing Lender

Thank you Paul, I agree.

Mar 18, 2011 09:53 AM
Bill Burchard
3B Realty: 951-347-3818, CA - Murrieta, CA
Broker, Realtor, Representing Buyers and Sellers

I agree, Jason, that this is a rare second-chance opportunity to finance a loan at surprisingly low rates. I think this is temporary, and as the economy heats up, inflation concerns will push rates higher.

Mar 18, 2011 11:26 AM