The Low Down on No Down!

Mortgage and Lending with Pacific Residential Mortgage NMLS-1477/WA CL-1477

Do you have clients that are low on cash, low on income and need a tax credit? Then you need Pacific Residential Mortgage! So when your customer asks “can I get a loan?” You can tell them with confidence, “Yes!” As an expert in my field I am eager and willing to help, and here’s how:

• We Have Low Down Solutions. Choose from, 0%, 3%, 3.5%, and 5% down options (or more, of course) for both Conventional & Government programs with flexible guidelines. If your borrower needs USDA, VA, FHA, Conforming, etc. we can do it.

• We Offer State Sponsored Programs. For low income first time home buyers we have the Oregon Bond Program and Idaho Housing Finance Association (IHFA) loans. Both programs bear below-market interest rates and closing costs. Eligibility restrictions mean this program doesn’t fit all cases, but the savings are great.

• We are MCC Certified. We offer the federal Mortgage Credit Certificate (MCC) program for OR, ID, WA and CA, in target areas which have been approved by the individual states. Like other government sponsored programs, it’s not for everyone, restrictions apply.

Don’t let your most precious resource, your clients, go anywhere but to the most experienced, professional, local, mortgage-only source…or “your results may vary”!

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