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FACING FORECLOSURE? YOU DO HAVE OPTIONS....

By
Services for Real Estate Pros with Century 21 Distinctive
FACING FORECLOSURE?

Are you in serious trouble making your mortgage payments?  You are not alone.  There are many millions of good people just like you facing the possibility of losing their home. 

¿Está usted atrás en su hipoteca? ¿Necesita usted ayuda? Llámenos hoy para consulta libre. ¡Podemos ayudar! Llámenos hoy.  1-800-718-7950

You do  have alternatives.  And if we can't get your home sold through a short sale, you may indeed face foreclosure.  But let me try to help you NOW, before things get worse. 

Usted tiene las alternativas. Y si nosotros no podemos conseguir su hogar vendido por un venta en descubierto, usted puede encarar verdaderamente el ejecución de una hipoteca. Pero permitió que mí tratar de ayudarle AHORA, antes cosas consiguen peor. 1-800-718-7950

Keep in mind, the most important call you should make is to your lender.  The common misunderstanding is that lenders want to foreclose; but that is not true.  A foreclosure will cost a lender more money than a negotiated payment plan, or short sale.  You have options, but you need a professional REALTOR® like me to help you navigate through this agonizing time. 

Some options are:

  • Reinstatement
  • partial Reinstatement
  • Forbearance
  • Repayment Plan
  • Loan Modification
  • Refinance
  • Short Sale
  • Deed in lieu of Foreclosure
  • Assumption (in some cases you can let someone "assume" your mortgage for you)

There are also plenty of non-profit and government sponsored credit counseling services available to help you.  There is also a program called the national Hope Campaign, providing free, 24 hour, bilingual counseling for people facing foreclosure, or seriously delinquent in their mortgage payments.  Call: 1-800-HOPE

And check out the US Department of Housing and Urban Development for lists of regional counseling services in your area.  But the worst thing you can do is to do NOTHIING...I know how hard and frustrated you may be.  Your mortgage may have already adjusted up, and it may be due to go up again.  Don't panic, and don't become paralyzed with uncertainty and fear.  We can help, or we can guide you to others who can help.

Please call or email me today for any of the following:

Real Estate Sales & Consulting Services.  Sales, purchases, 1031 Exchanges, investment property purchases, Short Sales, Foreclosures, and small to medium commercial transactions.  Call me for a FREE confidential consultation, CMA (Comparative Market Analysis of your home's worth), or just to chat if you have any questions regarding real estate investing and/or financing!  Let me and Century 21 Distinctive help you.

Jackie Crockett
REALTOR®/CONSULTANT

DIRECTOR OF RECRUITING
CENTURY 21 DISTINCTIVE

Cell: 707-372-9168
Fax: 707-429-9929
Toll free: 800-718-7950 (Espanol)

Making all your real estate dreams come true!

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