A Pre-approval Letter is important to have before you find a home.
A Pre-approval letter from a mortgage professional is the first step to buying a home. If you get a letter from the lender you are not completely approved until documentation is verified. Getting a Pre-approval letter can help to tell the seller and the seller's agent that you have talked to a lender and they have ran a credit report and feel you are able to purchase the home.
Pre-approval can be a very valuable step towards purchasing a home. Many home buyers
get pre-qualified for a home loan early on, and then become pre-approved before
beginning a serious home search. By completing your mortgage application prior to
choosing a home, you can get a pre-approval letter stating how much home you can
Your pre-approval letter lets you know exactly how much you can spend, and it shows
home sellers and real estate agents that you're serious about buying a home. This
may give you leverage in the negotiation process. Many sellers actually prefer to
work with pre-approved buyers, especially in hot real estate markets.
To find a mortgage professional and get started with your pre-approval for a loan,
please call or email me. My goal is to provide you with practical information as you consider your next move, and I look forward to working with you.
Call Cheryl Brewer at 817 217-0005 or firstname.lastname@example.org