Considering Making a Move?

Real Estate Agent with Mike Bowman

When you're thinking about making a move, the first steps in the home buying process

  1. Deciding when you want to make your move
  2. Considering how much money you would like to spend
  3. Thinking about what type of home you would like
  4. Deciding where you would like to live

The next step is usually finding out how much loan you can qualify for and deciding
the type of financing will work best for you.

If you're in the "thinking about it" stage, you will want to speak with a lender
about receiving pre-qualification. If you choose to become pre-qualified, the lender
will determine how much you can borrow based on financial information you provide
to the lender. Pre-qualification is useful for making preliminary decisions about
how much home you can afford, but does not assess your credit worthiness.

You will need to fill out a loan application and go through the lender's loan approval
process at a later date. When you decide to buy a home, you will want to become
pre-approved for a loan prior to beginning your home search.

Please don't hesitate to call or email me for additional information about the buying
process. My goal is to provide you with practical information as you consider your
next move. And, when you're ready to make your move, I'll help you find your dream
home and handle all the details of the transaction, so all you need to do is pack.


 Call Cheryl Brewer 817 217-0005 or

Comments (2)

Christopher Taylor
Corpus Christi, TX

Poor cat, his neighbor, the dog, has a much nicer home then he does, maybe it's time for the cat to start the search for a new home, and here you have outlined the steps for him to take.  LOL


Mar 30, 2011 04:34 PM
Susan Neal
RE/MAX Gold, Fair Oaks - Fair Oaks, CA
Fair Oaks CA & Sacramento Area Real Estate Broker

Hi Cheryl - Good post.  Preapproval is so very important!  I always have my buyer clients work with a lender before I even show them properties.  This avoids having them fall in love with a home they can't buy.  The preapproval puts their minds at ease and we know the price range to focus on.

Mar 30, 2011 05:44 PM