With all of the drastic changes in the mortgage lending arena, tightening of guidelines and panicked clients our baby could not have chosen a better time to enter this world 9.20.07 at 18:18pm.
The last week has been an experience that I am trying to hang onto for years to come. My life, more appropriately, my priorities have changed so dramatically that I feel like a new person. It comes from waking up to a little mini-me and looking into her wonderous eyes and at her tiny little fist of fragile fingers. I feel so connected to my family now from having two lives completely dependent on me and my real estate finance career for their well being.
Now as I work with clients I am more precise, more compelled to do an exceptional job and more excited than ever to get home to hold our baby after a productive day.
At a signing yesterday I met with my clients and their 3 month old and it dawned on me how my profession is so directly related to helping families with their immediate and long term goals.
This retired air force veteran and his wife were sold into an Option Arm with a 9% fully indexed rate and a $15,000 prepayment penalty. They intend to hang onto and pay off their property and said that they were not aware of the dynamics of the loan which is designed for short term investors.
I always new that providing people with sound mortgage advice was helpful and made for a meaningful career, yet now I see the need to help as many families as possible before some Hack of a loan officer sells a family a loan that only serves his pocketbooks best interest not theirs.
With so many concerns in life the last thing someone needs to worry about is a greedy finance professional to sabotage their goals.
I look forward to be more active in this incredible community now that I am into my third week of parenthood!
Aloha
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