"Mortgage Rumors"

There's a question of what will happen going forward with Fannie Mae, Freddie Mac, FHA, etc. since it seems that the costs for these these loans may continue to rise.  We've seen some of this over the past few years where the  MIP (Mortgage insurance Protection) have had continued increases on FHA type loans. Also, there have been other changes making it a little more difficult for a buyer to obtain a loan. The question is what is the real long range plan? Will the Government continue to increase costs and pull back from supporting and funding these programs?  We'll see, but it does look like that's what they may be doing. If so, then along with any other factors contributing to increased mortgage rates, it seems that private investors will need to step in.  It seems likely this will cause a continued and definite increase in mortgage rates with the return that investors will be looking to gain.   Rich Salla GRI, ABR