Missouri VA Loans
VanDyk Mortgage is not acting on behalf of VA or the Federal Governement

Missouri VA Loan, St. Louis VA Loan, Indiana VA Loan, Georgia VA Loan, California VA Loan
Eligibility for St. Louis VA Loans
Every year more and more people are gaining eligibility for VA home loans and benefits. It is estimated that there are currently 30 million retired/active military personnel who are entitled to receive special benefits, such as veteran home loans (St. Louis Missouri VA home loans), because of their military service. Unfortunately, there are very few companies that make it their goal to ensure that these benefits are not only explained correctly, but that these benefits are also fully utilized. Here is a list of the most current VA entitlement requirements:
VanDyk Mortgage is proud to serve active and retired military along with their friends and families
St. Louis VA Home Purchase Program
The VA home loan will save you money with 100% financing and low 30 year fixed interest rates. Plus, it is typically easier to qualify for a Missouri VA home loan as compared to a Missouri conventional mortgage. VA allows our underwriters to traditionally underwrite loans, which means they can make a decision based on more than just credit scores.
Program Benefits:
- No down payment
- Easier credit requirements
- Little to no money out of pocket
- No private mortgage insurance
St. Louis VA Streamline Refinance
If you currently have a VA loan and simply wish to lower your rate, you may be eligible for the Missouri VA streamline refinance. This is a simple and easy process allowing veterans to take advantage of lower rates when available.
Program Benefits:
- No out-of-pocket costs
- No income verification
- No credit check (must be current on your mortgage)
- Skip up to 2 months mortgage payments
Conventional to VA Refinance
In most cases, refinancing from a conventional loan to a St. Louis VA loan will save you money by simply eliminating private mortgage insurance. If you are currently in an ARM (adjustable rate mortgage), the Missouri VA home loan will secure you with a 30 year fixed interest rate.
Program Benefits:
- No out-of-pocket costs
- No private mortgage insurance
- Option to cash-out up to 90%
- Low fixed interest rates
Missouri Cash Out Refinance
The VA home loan is an excellent option if you need cash from the equity in your home. With low interest rates and no private mortgage insurance it often allows you access to larger amounts of money then most conventional programs.
Program Benefits:
- You can cash out up to 90%
- No private mortgage insurance
- Low 30 year fixed interest rates
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