Should you Float, Lock, or just Give Up?

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Mortgage and Lending with PrimeLending NMLS# 263379

As a Certified Mortgage Planner I always try to help my clients understand how their home works as an investment.  In today's market Home Owners and First Time Home Buyers need to look at their home as a long term investment.  You can buy at reasonable prices and get locked into a reasonable rate.  Working a plan for the future with a Mortgage Planner you will be able to get your investment to perform over the long term.  During the last 10 years we have seen the consumers spend their equity and have sacrificed their financial future.

I feel we will see interest rates dip for a little while but if First Time Home Buyers are gambling on hitting the low for both rate and home prices they are going to loose.  Even the experts cannot hit the low. 

If you have any clients out there that are wasting your time shopping without knowing their financial options, you need to get them with a certified Mortgage Professional. 

Ron Yarbrough - Kansas City Mortgage Expert
http://www.RonYarbrough.com

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Rainer
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Jason Romrell
Business Attorney and Success Advisor - Los Angeles, CA
Nice info Ronnie.  Just curious, what tools or knowledge does a CMPS have that a seasoned mortgage pro doesn't?  Is this one of MBA's designations or is it through another governing body?  Just curious...and inviting you to post a more dirct blogertisement of the benefits of working with a CMPS.  :)  Thanks!!
Oct 04, 2007 03:03 AM #1
Rainer
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Ron Yarbrough
PrimeLending - Camdenton, MO
Ron Yarbrough

Good Question.  The Certification is basically adding credibility to what I have been doing for 12 years.  We have a code of ethics to follow.  Too many inexperienced Loan Officers and bad advice have really hurt the industry and ultimately the homeowners.  You can read more about it at http://www.CMPSInstitute.org.  It is really to bad we don't all have labels attached that say "Certified Trustworthy"

Ron Yarbrough
http://www.RonYarbrough.com

Oct 04, 2007 03:16 AM #2
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Rainer
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Ron Yarbrough

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