Excellent post, before you ask to see a home, please make sure you are ready, willing and able to purchase a home. If you need the name of a lender, give me a call, there are several I work with and recommend.
"But It's Your Job To Show Houses!!"
That's a quote we'd NORMALLY agree with! But there's an important condition that applies, the buyers MUST actually be able to purchase the home.
We're not here to just show homes willy nilly! It's got nothing to do with gas pushing $4 a gallon and EVERYTHING to do with our obligations to our clients.
Our sellers expect us to bring QUALIFIED buyers through their door. Otherwise, would YOU want to be asked to leave your home for an hour or two just so someone can take a guided tour? Wouldn't really appeal to you if you knew those "tourists" couldn't actually purchase your home would it?
And as much as we'd PREFER to not show homes until we know the buyer has a preapproval letter, in the interests of not discouraging buyers from looking at our listings, we typically WILL make that first showing "for free". There are too many competing homes on the market for us to bypass what might be a valid opportunity. So we and our sellers will permit that initial disruption to our schedules to make sure the opportunity is created. But after that, a preapproval letter is required. If you're able to be financially qualified, they're actually pretty quick to get from a reputable mortgage company. And if you don't have a trusted mortgage loan officer, you bet we can help with that!
And you know what else? It protects YOU as the buyer! The LAST thing we ever want to do is take you into a home, have you fall in love with it, and THEN realize it's just a bit above what you can afford! It's a heart breaker to all of us, and we HATE to break hearts. So a little preliminary work truly is in YOUR best interest. And that mortgage check might tell you NOW is not the time to buy your home. We're patient individuals, whether you're ready to go today, or a year or two from now, we'll be ready and happy to serve you!
So if we tell you "NO", we're not going to show you any more homes until you get a preapproval letter, it's not just to be mean! It's our job to guard both the seller's and YOUR best interests, and getting you that preapproval letter is a critical component!
Serving Warren County's residential real estate needs,
Liz and Bill aka BLiz
The Liz Spear Team
Elizabeth & William Spear
Two locations: Lebanon & Mason, OH
Office direct: 513-248-3660
Liz direct: 513-265-3004
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