Woo Hoo! Idaho Housing and Finance Association has dropped their interest rate from 5.91% to 5.77%! Realtors, bring your buyers. In canyon county, the borrower does not have to be a first time home buyer.
This interest rate is for a Conventional 30yr Fixed mortgage with 100% Financing!!!
Who can qualify???? Most borrowers that fit inside the income limits can qualify.
To get a free pre-approval click here.
Borrower Income Guidelines and Home Sales Price Limits
The borrower's annual gross income cannot exceed the following limits:
| Borrower Income Limits | ||||
| Standard Program | Workforce Housing Program | |||
| County | 1 & 2 Person Household | 3 or more Person Household | Home Sales Pirce Limits | |
| Ada | $58,500 | $67,275 | $81,900 | $273,000 |
| Adams | $61,800 | $72,100 | $72,100 | $275,000 |
| Bannock | $51,700 | $59,455 | $72,380 | $237,000 |
| Bear Lake | $61,800 | $72,100 | $72,100 | $275,000 |
| Benewah | $61,800 | $72,100 | $72,100 | $275,000 |
| Bingham | $61,800 | $72,100 | $72,100 | $275,000 |
| Blaine | $71,200 | $81,880 | $99,680 | $385,000 |
| Boise | $70,200 | $81,900 | $81,900 | $334,000 |
| Bonner | $61,800 | $72,100 | $72,100 | $275,000 |
| Bonneville | $56,700 | $65,205 | $79,380 | $237,000 |
| Boundary | $61,800 | $72,100 | $72,100 | $275,000 |
| Butte | $51,500 | $59,225 | $72,100 | $237,000 |
| Camas | $51,500 | $59,225 | $72,100 | $237,000 |
| Canyon | $70,200 | $81,900 | $81,900 | $334,000 |
| Caribou | $55,300 | $63,595 | $77,420 | $237,000 |
| Cassia | $61,800 | $72,100 | $72,100 | $275,000 |
| Clark | $61,800 | $72,100 | $72,100 | $275,000 |
| Clearwater | $61,800 | $72,100 | $72,100 | $275,000 |
| Custer | $61,800 | $72,100 | $72,100 | $275,000 |
| Elmore | $51,500 | $59,225 | $72,100 | $237,000 |
| Franklin | $51,500 | $59,225 | $72,100 | $237,000 |
| Fremont | $51,500 | $59,225 | $72,100 | $237,000 |
| Gem | $61,800 | $72,100 | $72,100 | $334,000 |
| Gooding | $61,800 | $72,100 | $72,100 | $275,000 |
| Idaho | $61,800 | $72,100 | $72,100 | $275,000 |
| Jefferson | $68,040 | $79,380 | $79,380 | $275,000 |
| Jerome | $61,800 | $72,100 | $72,100 | $275,000 |
| Kootenai | $61,800 | $72,100 | $72,100 | $300,000 |
| Latah | $54,500 | $62,675 | $76,300 | $237,000 |
| Lemhi | $61,800 | $72,100 | $72,100 | $275,000 |
| Lewis | $61,800 | $72,100 | $72,100 | $275,000 |
| Lincoln | $61,800 | $72,100 | $72,100 | $275,000 |
| Madison | $51,500 | $59,225 | $72,100 | $237,000 |
| Minidoka | $51,500 | $59,225 | $72,100 | $237,000 |
| Nez Perce | $51,500 | $59,225 | $72,100 | $237,000 |
| Oneida | $61,800 | $72,100 | $72,100 | $275,000 |
| Owyhee | $70,200 | $81,900 | $81,900 | $334,000 |
| Payette | $61,800 | $72,100 | $72,100 | $275,000 |
| Power | $51,700 | $59,455 | $72,380 | $237,000 |
| Shoshone | $61,800 | $72,100 | $72,100 | $275,000 |
| Teton | $66,840 | $77,980 | $77,980 | $385,000 |
| Twin Falls | $51,500 | $59,225 | $72,100 | $237,000 |
| Valley | $51,500 | $59,225 | $72,100 | $375,000 |
| Washington | $61,800 | $72,100 | $72,100 | $275,000 |
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