At Oak Star Bank we know that a business relationship is something that is important in your business. One of the tools that I would like to supply to you would solidify the relationship that you have with a prospective home buyer, the best part about this service is that there is NO Charge it is provided absolutely FREE to your clients that are looking to buy a home.
Basically as you talk with your clients who are interested in looking at homes let them know that we can lock in an interest rate while they look, that way they are protected from rising rates, the protection is offered for 90 days. Should rates fall during that time period we can float the rate down, so that they get the best loan rate possible. By you introducing them to this possibility it strengthens your relationship with the buyer and allows for them to be protected no matter what the market is doing, and it communicates to them that you are looking after their best interest.
Once the client calls in we can deliver the pre-approval to you and the client usually within 24 hours or sooner and the loan will be protected from market fluctuations during this time.
Again, there is no charge or fee to protect the client, allowing you to bring even more value to your clients who are looking for that home.
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