Divorce, Foreclosure and Short Sales In Louisville, KY - Who To Ask?

Real Estate Agent with Keller Williams Realty Louisville East (502) 664-7827

Divorcing and owe too much on your house? Mortgage payments too high to handle?

Who to ask for advice?

Typically the first people turned to are relatives, marriage counselors, divorce lawyers, sometimes bankruptcy attorneys. Maybe the Realtor who helped you buy the house years ago will be called.

A Realtor who specializes in preforeclosure short sales should be on your team.

I am a Real Estate Broker right here in Louisville, specializing in helping sellers avoid foreclosure by negotiating with their lender to let the house sell for amount short of the payoff. This is called a short sale.

Short sales are a specialty within the real estate industry. It takes much highly focused training and years of experience to be the "go to" Realtor for short sales. I personally help dozens of borrowers avoid foreclosure each year by successfully procuring short sales from their lender.

I have helped many sellers in divorce situations sell their house via a short sale, thereby avoiding foreclosure.

Who pays the Realtor commission?

At the time of the real estate closing the foreclosing lender pays the Realtor commission out of their proceeds. I provide consultation to attorneys at no charge to the attorney or their client.

Numerous divorce attorneys encounter situations where the marital home is worth less than the market value, seemingly rendering it unsellable. In the meanwhile the mortgage payments become unsustainable and a heavy burden. This could cause additional stress and hostility to the divorce negotiations. 

If you are in a divorce situation with an underwater mortgage, please call me at any time to (502) 664-7827

Many testimonials and references are available.

Posted by



Dave Halpern, Realtor

The Dave Halpern Real Estate Group

Keller Williams Realty Louisville East

Website David.DavidHalpernRealtor.com

(502) 664-7827



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Re-Blogged 1 time:

Re-Blogged By Re-Blogged At
  1. Shannon Coe 06/11/2011 05:02 PM
Home Selling
Kentucky Jefferson County Louisville
Divorce and Real Estate
Short Sale REALTORS®
Short Sales
Short Sales Specialists
The Ninety-ninth Percentile
divorce attorney
divorce lawyer
louisville ky
short sale realtor
marriage counselors
bankruptcy attorneys

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Marcy Moyer
eXp Realty of California Silicon Valley Probate, Trust, and Investment Sales - Mountain View, CA
Probate, Trust, and Investment Specialist

Divorce is difficult enough, but when it also means selling an underwater house you need an expert.

May 14, 2011 04:03 PM #1
Elizabeth Weintraub Sacramento Realtor Top 1%
RE/MAX Gold - Sacramento, CA
Put 40 years of experience to work for you

At the time of the real estate closing the foreclosing lender pays the Realtor commission out of their proceeds.

I have found a more accurate way to describe this to sellers when they ask who pays the commission is this:

The seller pays the commission because the seller owns the home. Say your home is worth $100,000 and you owe $200,000. We sell it for $100,000 because if the bank sold it as a foreclosure that's what the bank would get. The buyer gives you $100,000. From that money, you pay the commission, the closing costs, and whatever is left goes to your bank.

THAT, they understand. :)

May 15, 2011 04:25 AM #2
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Dave Halpern

Louisville Short Sale Expert
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