You Want the Home, Do You Have the Loan?

You have all the information for your custom home builder to build your dream house but have you given all the information to your loan officer to approve you?


Here are some things you will need to apply for your mortgage loan:


1. Adresses and zip codes for your residency in the past two years


2. Names, addresses, and zip codes for ALL employers for the past two years


3. All W2's for the past two years as well as any other forms of income (alimony, child support..)


4. Last 30-days of paystubs


5. Saving and checking account information, along with approximate balances


6. Bank statements


7. Names and approximate payments for "liabilities"-car payments, credit card payments, student and personal loans.


8. Landlord information if you rent


Other information may be necessary but these are documents to prepare when meeting with your loan officer...be ready to purchase your home, today!