To get you pre qualified for a Loan, a number of factors determine the price range of homes you'll want to preview - one of these factors is loan pre-qualification.
As your Realtor, I will help you pre-qualify. Items to consider when pre-qualifying for a mortgage loan include:
- Employment/Business History
- Credit History and Scores
- Monthly $$ Resources and Financial commitments
In conjunction with our knowledgeable mortgage / loan expert, I'll help you make an informed decision as to the type of loan you'll want. There are many different types of loans to consider - FHA, VA, Conventional, ARM's and even Bad Credit Loans. We'll find the best loan for your situation.
Getting prequalified is also an important step when making your offer to buy. Sellers are looking for buyers that can prove they are really able to buy, not just those that want to buy. It's critical to have your pre-qualification letter in hand before making an offer. So, let's get that out of the way before we move forward. Contact me!
Originally posted at http://housesinsocal.com/buying-a-house-in-irvine/pre-approval/