Buyers: Looking Online for that Perfect Dream Home?

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Thinking of buying a home? Are you looking online for that perfect dream home? Do you know what steps to avoid? Have you been running away from a REALTOR when you should be running towards one? Are you working with a real estate agent now? Have you ever heard of the statement "Buyer Beware" or "Buyer's Remorse" ????

 Certain strategies should be put in place once you become serious in wanting to purchase real estate. Buying a home should be exciting. Just look around - inventory of homes are plentiful! Interest Rates remain historically low while most mortgage loan programs are desirable - where you can often buy with house payments cheaper than renting.

 Your FIRST step should be: Get a Pre-Approval from a Lender. Know what loan program works best for you. Understand what your buying power is - just how much home can you truly afford? Be educated - take the time to prepare a budget. Make sure the house payment will be the perfect fit in your financial affairs. Ask for a full disclosure of fees from the lender, which will include how much down payment is needed and what closing fees will be charged.

  Understand that you "may" be bidding against another buyer on a home. How do you make your offer stand out? Having a strong, pre-approval letter is number one! Offering to put up a higher earnest money deposit is another angle. In our area, $500 is considered the norm - but $1,000 or more gets a seller's attention - it shows you are motivated. Another way to have your offer stand out is to have very few, if any, contingencies. Example: not having another home to sell first, in order to buy this one.

  Home Inspections are Important - know what you are buying! Have the utilities on to check out all systems - electrical, plumbing, etc.  Home Appraisers DO NOT go through a home, making sure showers drain and toilets flush.  The job of an appraiser is to give a "home's value" to the lender, paid for by the buyer. They do not check the "mechanics" and "systems" within the home.

  Much more is involved when buying a home - I have just touched the surface of steps to take. For a confidential consultation - please take the time to talk with your local REALTOR. If wanting to purchase or sell a home in Lorain County or the Western Suburbs of Cleveland - I would love the opportunity of working with you. Let's talk!

Carla Harbert, Re/Max Pros          Agent Direct: 440-309-5209           Agent E-mail: 

Search for Homes in Lorain County & the Western Suburbs of Cleveland Ohio - click HERE


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Carla Harbert

RE/MAX Omega: Lorain-Medina County Area
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