San Diego Conventional Loans with 3% down payment - Yes, in California! - 97% conventional financing options for San Diego Home Buyers

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Mortgage and Lending with VanDyk Mortgage - VA, FHA, Conventional, VA Jumbo, Jumbo, Purchase Loans, & Refinance, Direct Lender NMLS 220268 / 3035

This Program will be Retired by Fannie Mae and Freddie Mac (FNMA & FHLMC)  on Jan 8, 2014  

San Diego Conventional Loans with 3% down payment - Yes, in California!  - 97% conventional financing options for San Diego Home Buyers

VanDyk Mortgage offers Conventional Purchase and Refinance loans up to $417,000 with just a 3% down payment for San Diego County Homes.   Here are some basic details:

San Diego and San Diego county Cities are now eligible for our Conventional Loans up to 97% Loan to Value - Only 3% down payment is required.   We do not consider San Diego a declining market, so we are able to offer these enhanced 97%/ 3% down financing options for Conventional loans.

Minimum credit score = 720

Maximum Debt Ratio = 41%

Condo's OK to 95%!  Info on our 95% conventional loan.  The 5% down option allows for lower fico score (to 660) and higher Debt Ratios (up to 45%).

Loan amounts up to $417,000 (that would be a purchase price up to $429,900 with 3% down).

If you don't have a 720 middle score, or have a slightly higher debt ratio, we can alao help with our FHA Loans. If your purchase price is higher than $429K, FHA Jumbo may be able to help as well.

Give us a call to get started - 760-752-4480. Ask for Brian Skaar.

 

We offer both Monthly Mortgage Insurance and One Time Mortgage Insurance (call us for the comparison - you will be surprised at the numbers) 

We service all of San Diego County:  Alpine, Bonsall, Carlsbad, Chula Vista, Coronado, Del Mar, El Cajon, Encinitas, Escondido, Fallbrook, Imperial Beach, Julian, La Mesa, Lemon Grove, National City, Oceanside, Pala, Palomar, Poway, Romona, San Diego, San Marcos, Santee, Scripps Ranch, 4s Ranch, Rancho Bernardo, Tierra Santa, La Jolla, Solana Beach, Spring Valley, Valley Center, Vista

CA, Direct Lender, Conventional, Conforming, 97, 3 percent, 97 percent, low down

 

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Rainmaker
620,152

Brian Skaar

VA, Jumbo, FHA & Conv Direct Lender (760) 752-4480
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