Are you having difficulty paying your mortgage payment?
Do you need to get rid of this house but you owe more than it is worth?
Do you feel that if you got rid of the high mortgage payment you could handle your other obligations?
Are you falling behind on bills just so you can make the mortgage payment?
Are you unable to pay your medical bills just so you can pay your mortgage?
Are you afraid you will lose the house to foreclosure and the bank will garnish your wages?
Are you borrowing money to keep your mortgage payment current?
Are you getting harassing calls from the bank’s collection department?
Are you getting letters from the bank’s foreclosure attorneys?
Are you contemplating bankruptcy because of the mortgage mortgage?
Were you served foreclosure papers? Did the sheriff come to your door?
Have you cashed out some or all of your savings or 401k to keep up your mortgage payment?
Is all this mortgage stress keeping you up at night? Is it straining your family life?
Do you just need for this insanity to stop?
There is an alternative to foreclosure. It is a short sale.
In a short sale, your lender lets the house sell for an amount SHORT of what you owe them. In an ideal short sale, the lender forgives the difference.
A successful short sale will help you avoid foreclosure, avoid deficiency judgments, avoid the stress and embarrassment of losing your home. You are selling your home, not losing it.
Many people have avoided bankruptcy because the short sale eliminated their mortgage debt. This is real.
In a divorce situation, a short sale alleviates one of the major stress factors; getting rid of the marital debt on the marital home.
Always Use A Short Sale Professional
Short sales need to be done right, the first time. Always work with a highly trained short sale Realtor who has a track record of success. In Louisville KY or surrounding counties, call Dave Halpern at (502) 664-7827.