The Roller Coaster Ride A Short Sale Brings. . .

Reblogger Tracie Cope
Real Estate Agent with Granville, Newark, Heath, Buckeye Lake & all of Central Ohio

Fernando Herboso has just completed his 31 Reasons Why You Should Do a Short Sale Before Allowing a Foreclosure on Your Property.  I've explained short sales to many and been involved on both sides of the deal, but there's still so much to know and Fernando doesn't leave anything out.

Included in this 31st reason blog, are links to reasons 1 through 30.  Anything you ever wanted to know about short sales, but didn't know who to ask.

Original content by Fernando Herboso - Broker for Maxus Realty Group Broker - Realtor - CEO


For the month of May 2011, Herboso & Associates will post one post per day highlighting the reasons why you should do a short sale before you lose your property to a foreclosure.

31 Reasons WHY 
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Day #31 --Reason #31

Moving On After A Short Sale


The roller coaster ride a short sale brings starts with the first stop:


The events leading to the place where you realize you are in trouble is sometimes met by denial. At that time, you may think that is a temporary problem, a bump on the road and everything should be fine. .. it will take a little time and money and problem solved. . right? 

Anger & Irritation:

You can't believe this is happening to you!

So much time and effort creating the perfect nest for your family and now it all seems a wasted effort. . .

You are angry at your loan officer, at your Realtor, at the bank. . and in some cases . . .even at your spouse.



Your self esteem takes a hit after you realize that your home. .your dreams are all vanishing and going away. It is a bitter pill to swallow when you are a proud homeowner. .but you should remember this ... it is not your fault, circumstances happened that now are requiring you to change.

Moving on:

Its the simple things in life that really matters.

The culmination of a short sale is like . . .a marriage ending in a divorce. You have to start again, learn from your mistakes and . . you don't really have no choice. .you simply move on.

Never ever play the blame game with your spouse. I've seen many short sales that ended up in a divorce and their children suffer as consequence of it.

This is an opportunity to a new life for you and your whole family.

Keep it in perspective. .a home is not a house of bricks and mortar. You make your home as happy or sad as you want. . its your choice!

I wrote 31 reasons in this series  why you should consider a short sale instead of a foreclosure. .

I can sum it up in one sentence for you:


It's all business, never an emotional decision. Taking control of your future financial life is strongly advisable at this time for you.

. . ..instead of waiting for the Government and the economy to solve this problem for you. .

You may end up waiting a long. . long time. .



Fernando Herboso 240-426-5754









"In a short sale. . you are selling a house. . . .but your home goes with you!" 


The Realtor’s Realtor:

The biggest compliment I can have is when colleagues ( other Realtors) call on us to do their OWN short sales. . yes, we helped other Realtors avoid foreclosure as well



Read More Here. . .

 Read More Here. . .

Day #1 Commissions in a short sale. .who pays them?

Day # 2 How does a short sale affects my credit?

Day #3 What about the deficiency judgment?

Day #4 No EXPENSES to repair your home before selling!

Day #5 The HAFA Short Sale Is The Way To GO!

Day #6 The Relief From Your Lender and IRS

Day #7 Breaking Out Of A Prison Called Home

Day #8 The Peace of mind you get after a short sale

Day #9 Giving Up and Throwing the Towel when a short sale could be your salvation

Day #10 The Foreclosures that occur because of short sales

Day #11 It Buys you TIME. . a short sale buys you time

Day #12 A Short Sale Spells RELIEF. . you can sleep again!

Day# 13 Avoiding The Dreaded ";F"; word. . .FORECLOSURE

Day #14 A short sale could save your job if you are a Government employee

Day #15 Your neighborhood NEEDS YOU. .do a Short Sale!

Day #16 Do you have a foreclosure on your record? Standard question when applying

Day #17 Chase Bank will NOT CHASE YOU after a short sale


Day #19 It Prevents From Losing The American Dream

Day #20 You don't face 17 years being with an underwater mortgage

Day #21 Family first!. .A short sales benefits the quality of your family

Day #22 The Closure and Satisfaction When You and I close a Short Sale

Day #23 Avoid Your Lender PHONE CALLS When You Are Behind On Your Mortgage

Day #24 A short sales benefits the homeowner more thans the lender

Day #25 Short Sales Judgments vs Foreclosure Judgments

Day #26 A $3000 gift to you

Day #27 Are you a homeowner. . . .or just a mortgage owner?

Day #28 Why Do A Short Sale? . . BECAUSE YOU CAN!


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Disclaimer For Short Sales & Loan Modifications: Herboso & Associates llc operating:,,, , is not associated with the government, and its services have not been approved by the government or the consumer’s lender. Your lender may not agree to change your loan and/or agree to a short sale. If you stop paying your mortgage, you could lose your home and damage your credit rating. You can stop doing business with Herboso & Associates llc at any time. You can accept or reject any offer Herboso & Associates llc obtains from your lender. If you reject the offer, you don’t have to pay the company’s real estate commission as outlined in the listing agreement. There is no guarantee you will get the results you seek from a short sale.Herboso & Associates llc does not provide legal advice.  Seek legal counsel. Should you hire Herboso & Associates llc, you may still communicate with your own lender. Herboso & Associates llc and any of their representative agents will not charge upfront fees under any circumstances to the homeowner. 

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