Current Mortgage Rates as of October 10, 2007

                                  15-Year Mortgage                   30-Year Mortgage                        1-Year ARM

Current                                5.71                                  6.09                                  5.73

1 Month Prior                        5.64                                  5.98                                  5.91

3 Month Prior                        6.04                                  6.33                                  5.57

6 Month Prior                        5.54                                  5.80                                  5.37

1 Year Prior                          5.53                                  5.84                                  5.32